Retire School's Blog

Is an Annuity Right for You? age pension annuity income stream retirement Mar 20, 2025

When planning for retirement, one of the biggest concerns is ensuring your money lasts as long as you do.

An annuity can provide a steady income stream, offering financial security in your later years. However, annuities are not for everyone, and understanding their pros and cons is essential befor...

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Are Index Funds a Retirement Time Bomb? activemanagement alphabet amazon apple fund google index indexfund marketcrash meta microsoft nvidia passivemanagement portfolio retirees retirement s&p500 sharemarket shares tesla Mar 02, 2025

Index funds have become one of the most popular investment choices for retirees, offering diversification, low fees, and steady long-term growth.

However, in recent times some financial experts have raised concerns that index funds could pose hidden risks, potentially turning them into a "retiremen...

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Is the Stock Market Too Risky for Retirees? investing portfolio retirement shares stocks Feb 22, 2025

Investing in the stock market is often associated with wealth creation, but for retirees, the question arises: is it too risky? With retirement savings being a crucial financial lifeline, making the wrong investment decisions can have serious consequences.

In this blog post, we explore the risks an...

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Is Regional Australia the Best Place to Retire? affordability australia community lifestyle regional retirement Feb 16, 2025

I was recently interviewed by Money Management magazine about the opportunities for advisers beyond the capital cities. If youā€™re really keen, you can see theĀ article here.

This got me thinking about the ā€˜Sea Changeā€™ or ā€˜Tree Changeā€™ which many people choose for their retirement.

As a resident of ...

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Retirement Planning for Singles - Podcast financial advice planning retirement single Jan 23, 2025

In this episode of the Retire Right podcast the founder of Retire School, Wayne Terry, and his colleague Martin McGrath tackle retirement planning strategies and considerations for singles and widows, focusing on how to make the most of your assets. They also dive into a scenario of retiring with a ...

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Don't count on the Age Pension age pension financial advice retirement Jan 18, 2025

For many Australians, the Age Pension is a key part of their retirement income. However, while the Age Pension provides essential financial support to millions of retirees, itā€™s not designed to provide the type of lifestyle many retirees want, especially in the early years when lifestyle expenses ar...

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If you would like to learn more about the strategies you need to know to build your best retirement, why not learn from an Australian financial adviser who specialises in retirement planning?

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